Your mortgage experience
can be a great one!
Use our handy mortgage calculator to get a quick idea of how much home you can afford.
Or call us today and we can walk you through the process and help you get pre-approved for a home loan so you will be ready to make an offer when the perfect home comes along!
How to Get Approved For A Home Loan
Here are a few of the criteria we take into account when processing home loans for our clients.
The better your score, the more likely you are to get a great interest rate. But even if you don’t have perfect credit, contact us, we have home loan options for everyone, and can provide credit bureau approved methods to improve credit scores so you can get a better loan rate in the future.
Your down payment is your first stake in your new home. Whether you have a lot or a little to put down, we can help you get into the right mortgage based on your down payment.
A steady work history tells us how well you’ll be able to meet your mortgage. Whether you work for a company or are self-employed, we can help you get the perfect mortgage loan for your situation.
Debt vs. Income
This evaluation helps us determine how much mortgage you can afford. We don’t want you stressed and unable to make your payments once you’ve found the perfect home. Our Debt-to-Income evaluation will help us see if buying a home right now is right for you.
WHY CHOOSE LOANS BY HOLLY?
LET ME HELP YOU GET THE RIGHT LOAN
OUR HAPPY HOMEOWNERS
Working with Holly on our home loan was great. She is very friendly and goes above and beyond what most lenders do. She stood by us through everything and was able to get us our home. She will work for your loan day, night and weekends and answer any questions you have.
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