Mortgage Calculator
As mortgage lenders, the number one question we get asked is,
“How much will my payment be?”
The home loan payment will vary depending on a number of factors including:
— Credit Score
— Down Payment
— Loan Amount
— Home Loan Type
— Home Loan Repayment Period
(15 yr, 20 yr, 30 yr)
— Property Taxes in area
— Will you have PMI?
All of these factors will be considered when determining your loan payment but the calculator below can give you an idea of what your loan payment might be.
Mortgage and Refinancing Options We Offer
There are so many loan options available to you that you might not know about. That’s why its important to talk with your mortgage broker and discuss your situation personally with them and decide what is right in your case.
Here are the most common loan options on the market, but within these options there are a variety of home loans available.
CONVENTIONAL LOANS
- As little as 3% down payment programs
- Flexible Property Conditions
- Seller paid closing costs option up to 3%
- Manufactured home options available
- Program geared towards better credit
- Purchase, rate/term refinance, and cash-out refinance options
FHA LOANS
- Low down payments starting at 3.5% down
- Seller paid closing cost options up to 6%
- Down payment can be a gift from family
- Low credit options
- Rehab & Renovation Options
- Manufactured Housing Programs available
- Purchase, rate/term refinance, and cash-out refinance options
USDA LOANS
- No down payment required
- Closing cost may be financed if appraised value allows
- Great rates for 100% loan
- Lower Mortgage Insurance (PMI)
- Up to 6% seller closing costs allowed
- Purchase, rate/term refinance, and cash-out refinance options
VA LOANS
- No down payment required for qualified veteran
- Closing cost may be paid by seller up to 4%
- No Mortgage Insurance
- Manufactured Housing Programs available
- Purchase, rate/term refinance, and cash-out refinance options
TESTIMONIALS FROM OUR CLIENTS
Yenet Parrell
Tina McCarty
Luke Ivie
Jennifer Eberts
Cricket P.
Josh G.
Haley S.
John Tomshack
Working with Holly on our home loan was great. She is very friendly and goes above and beyond what most lenders do. She stood by us through everything and was able to get us our home. She will work for your loan day, night and weekends and answer any questions you have.